Snowball or avalanche
The choice
Date
Extra each month
Going with
Snowball: smallest first
No.DebtOwed
12345678910111213141516Snowball: first debt gone
By
Interest on the way
Avalanche: highest rate first
No.DebtRate
12345678910111213141516Avalanche: first debt gone
By
Interest on the way
Debt
Snowball or avalanche
The same debts put in order two ways, smallest first and highest rate first, so the choice is made on paper rather than on a feeling.
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