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How it works
Buy once, build it every year
01
Buy it here
Pay once through our secure Stripe checkout. Your receipt carries your order code and a link to your order.
02
Open your builder
Your order page has an Open your planner builder button. On another device, Find my order opens it with your email and order code.
03
Build it, every year
Make nine choices, watch the preview follow them, and download one hyperlinked PDF. Next year, come back and build the new edition.
Your choices
Nine choices, all yours
- 1
Which way round. Landscape or portrait.
- 2
Year. This one, next year, or any year ahead, dated for you.
- 3
Week start. Monday or Sunday.
- 4
Language. One of 14: English, 日本語, 한국어, Deutsch, Español, Français, 繁體中文, 简体中文, Italiano, Português, Nederlands, ไทย, Türkçe, Русский.
- 5
Theme. One of 6: Pastel Rainbow, White, Dark Mode, Pink, Matcha, Boho.
- 6
Ring and spine. 11 styles: coil, fine coil, twin wire, wire on a bar, 2 rings, 3 rings, 4 rings, 6 rings, discs, big discs, or none at all, in gold, silver, rose gold or black, down the left edge or in the middle as an open notebook.
- 7
Cover. The planner's own cover designs, or your own picture with your own words on it.
- 8
Your own sections. Ten sections of your own, named by you.
- 9
Note papers. The seven included (Classic ruled, Classic dot grid, Classic square grid, Blank paper, Classic Cornell, Two-column notes, Three-column notes), or pick from two hundred more.
Inside
What you get
- ✓651 pages in one hyperlinked PDF, a little more when you add note papers of your own.
- ✓12 months, each opening on a Month at a Glance with its key dates, then the full calendar with important dates, to do and notes, the month's budget and its review.
- ✓The month's budget on a page of its own: income, fixed expenses, variable spending, savings goals and debt payments, with what came in, what went out, what was saved and what is left over.
- ✓61 week pages, one for every week of every month, in tall columns with The One Thing, weekly anchors, a habit grid and wins.
- ✓365 daily pages, open rather than by the hour: notes, a dotted space, an If there is room list and a long to-do list.
- ✓4 quarterly planners, and a habit tracker for every month.
- ✓82 money templates in 9 tabs: budgets, pay logs, bill and subscription trackers, savings funds and challenges, debt payoff plans and shopping lists.
- ✓An index with a link to every part of the planner, from the quarters and months to each tab's templates, the note papers and your own sections, and a page 2 that sets up the four Apple Shortcuts.
- ✓In landscape, tabs on every edge: months down one side, your sections down the other, the 9 money tabs along the bottom and the note papers along the top.
Everything is a link
Tap a month tab and its landing page opens. Tap a date on any grid and that day opens. Four Apple Shortcuts sit on every month, week and day page, set up once from page 2: Tools, with eleven quick actions from a to-do list to a timer; Translate; Calendar, which shows what is on and adds to it; and Chat.
Write in it with
GoodNotes
Notability
Xodo
Penly
Notes+
Its links open
Shortcuts
Calendar
Translate
ChatGPT
Templates
82 templates in 9 tabs
Each tab sits along the foot of every page inside, and has its own landing page.
6 templates
Dashboard
- Money dashboard
- Financial overview
- Net worth
- Cash flow
- Money calendar
- Year-end review
8 templates
Budget
- Annual budget
- Budget by category
- Budget breakdown
- Weekly budget
- Daily budget
- Paycheck budget
- Budget goals
- Budget review
5 templates
Income
- Income tracker
- Pay log
- Side income
- Irregular income plan
- Tax set aside
8 templates
Spending
- Expense tracker
- Spending tracker
- Daily spending log
- Fixed expenses
- Variable expenses
- Shopping budget
- Price comparison
- Purchase tracker
11 templates
Bills
- Bill calendar
- Monthly bills
- Annual bills
- Bill checklist
- Upcoming bills
- Paid bills
- Automatic payments
- Utility bills
- Household bills
- Recurring payments
- Bill payment log
8 templates
Subscriptions
- Subscription tracker
- Monthly subscriptions
- Annual subscriptions
- Streaming
- Memberships
- Free trials
- Renewals
- Cancellations
10 templates
Savings
- Savings planner
- Savings goals
- Savings tracker
- Savings challenge
- 30-day challenge
- 52-week challenge
- Emergency fund
- Sinking funds
- Holiday fund
- Big purchase fund
9 templates
Debt
- Debt overview
- Debt tracker
- Payoff planner
- Debt snowball
- Debt avalanche
- Credit cards
- Loans
- Mortgage
- Financial freedom
17 templates
Shopping
- Shopping planner
- Shopping list
- Master list
- Weekly shop
- Monthly shop
- Online orders
- Order tracker
- Deliveries
- Returns
- Refunds
- Wishlist
- Personal wishlist
- Home wishlist
- Tech wishlist
- Fashion wishlist
- Gift wishlist
- Purchase planner
Good to know
Before you buy
- •You need an app that writes on PDFs: GoodNotes, Notability, Noteshelf, Xodo, Penly, Notes+ or any other. GoodNotes, Notability and Noteshelf are paid apps, some with a free tier; Xodo and Penly have free versions. Apps are not included.
- •The four Apple Shortcuts work on iPhone and iPad. Anywhere else the planner opens as an ordinary hyperlinked PDF.
- •Nothing to install and no account to make. On a computer the planner builds in your browser; on a phone or tablet we build it on our side and it downloads when it is ready.
- •For your own planning. Please do not share the file, your order code or the builder link.
- •A digital product: nothing is posted, and colours can look a little different from screen to screen. Our refund policy covers the rest.
$9.99 · one payment
The Complete Budget Planner
Build it after checkout, and every year's edition after that with the same order.
Buying agrees to our terms and refund policy, and asks us to deliver the file straight away.
Questions first? Message us.