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JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDECJARSSINKINGSAVEACCTCUSHIONSAVERATEFOUNDRATESROLLOVER52WEEK100ENV
GoalsJanuary 2027
The jars
Started
Saved in all
A coin for every deposit
Coins in
DateJarAmountFrom account
What’s inside · 10 kinds of page
Six savings jars
The jars
Started
Saved in all
A coin for every deposit
Coins in
DateJarAmountFrom account
Six savings jars
Sinking fund tracker
The funds
Month
Set aside this month
Held in
Every fund
FundTargetNeeded byA monthSavedTo go
Ten steps to full, a row a fund
Sinking fund tracker
Savings account ledger
The account
Account
Held at
Interest rate
Every movement
DateWhatInOutInterestHolds
Towards its target
This account
0%50%100%
How quickly I can reach it
Same day1-3 daysA weekNoticeLocked
Rate changes and notes
Savings account ledger
Emergency cushion
The cushion
Started
Full by
Last checked
Months of cover
TARGET MONTHS
COVERED NOW
ONE MONTH COSTS
MONTHS TO GO
TOP-UP A MONTH
NEXT TOP-UP
The cushion, coin by coin
Ten deposits to each month of cover
Every deposit
DateAmountFrom accountCushion now
Where the cushion is kept
AccountHolds
Emergency cushion
Savings rate
The span
Aiming to keep
Kept so far
Kept, a column a month
Month by month
MonthTake-homeKeptRate
What made the best month work
Savings rate
Found money
The month
Month
Found in all
Every bit found
DateFound fromAmountInto jar
Where it came from
Cashback
0%50%100%
Refunds
0%50%100%
Sold
0%50%100%
Round-ups
0%50%100%
Gifts
0%50%100%
The pile, growing
THE GOAL
EACH COIN IS WORTH
COINS SO FAR
More places to find it
Found money
Where savings earn most
The search
Searched on
Best rate found
Accounts compared
ProviderAccountRateAccessLimitProtected
Access each pot needs
Same dayA weekLocked for a term
Same dayA weekLocked for a term
When each rate ends
AccountRate endsMoved
Where savings earn most
Paid off, now saved
The rollover
Started
Freed each month so far
Payments set free
Debt clearedCleared onFreed a monthNow goes to
Where it rolls, a coin at a time
Rolled into
Savings
0%50%100%
The next debt
0%50%100%
The first thing it paid for
Paid off, now saved
52-week savings challenge
The challenge
Started
Weekly amount rule
Where the money came from
Fifty-two deposits
12345678910111213141516171819202122232425262728293031323334353637383940414243444546474849505152TOTAL
The pot, climbing
YEAR-END GOAL
SAVED SO FAR
STILL TO GO
WEEKS DONE
WEEKS BEHIND
CHECKED ON
Weeks to catch up
WeekAmountMade up on
Milestones to celebrate
52-week savings challenge
100-envelope challenge
The challenge
Started
Saving it for
Done in
Colour an envelope once its amount is in
123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100
How far along
102030405060708090100
EACH STEP IS WORTH
THE GOAL
100-envelope challenge
More in Finance
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JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsGoalsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Budget Year
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JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Sinking Funds
$3.99Saving for the known unknowns
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JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsListsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Money Minimal
$3.99One budget, no clutter
Finance60–90 pages