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JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDECBYPAYDAYBYACCTBILLYEARYEARLYSUBAUDITCUTTER
GoalsJanuary 2027
The month
Month
First payday
Second payday
The first pay covers
BillDueAmountPaid
First pay, covered
Of its bills
0%50%100%
If this pay runs short
The second pay covers
BillDueAmountPaid
Second pay, covered
Of its bills
0%50%100%
Moved to the next pay
What’s inside · 6 kinds of page
Bills by payday
The month
Month
First payday
Second payday
The first pay covers
BillDueAmountPaid
First pay, covered
Of its bills
0%50%100%
If this pay runs short
The second pay covers
BillDueAmountPaid
Second pay, covered
Of its bills
0%50%100%
Moved to the next pay
Bills by payday
Bills by account
The month
Month
Bills in all
Paid so far
Every bill and the account it comes from
BillDayAmountPaid fromAutoPaid
What each account must hold
Main
Joint
Bills
Card
Covered before each week's bills
Week 1
0%50%100%
Week 2
0%50%100%
Week 3
0%50%100%
Week 4
0%50%100%
Week 5
0%50%100%
Bills by account
Bills, month by month
The year
Year
Bills in all
Total a month
Every bill, a tick a month
BillDueAmountJFMAMJJASOND
Subscriptions
ServiceRenewsCost
Patterns I noticed
Bills, month by month
Once-a-year bills
The year
Year from
Set aside each month
The yearly bills, spread thin
BillDueAmountA monthHeld in
Put away, month by month
JFMAMJJASOND
Once-a-year bills
Subscription audit
The audit
Done on
Paying a month
Paying a year
Every subscription
ServiceA monthA yearPaid fromLast used
Keep, pause or cancel
KeepPauseCancel
KeepPauseCancel
KeepPauseCancel
KeepPauseCancel
KeepPauseCancel
KeepPauseCancel
Saved by cancelling
THE GOAL
EACH COIN IS WORTH
COINS SO FAR
Subscription audit
Bill cutter
The round
Started
Saved a year so far
Bills to shop around
BillPaying nowBest quoteSaves a yearSwitched
How each call went
LoweredSwitchedWaitingNo luck
LoweredSwitchedWaitingNo luck
LoweredSwitchedWaitingNo luck
LoweredSwitchedWaitingNo luck
Before I call
What I said that worked
Where the savings go
Bill cutter
More in Finance
Studio pick
JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsGoalsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Budget Year
$3.99Every dollar, accounted for
Finance70 pages
JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Sinking Funds
$3.99Saving for the known unknowns
Finance30 pages
JANFEBMARAPRMAYJUNJULAUGSEPOCTNOVDEC
BillsListsNotes
January 2027BUDGET2027
HomePlanner
Income, expenses, savings, totals‹›
Income
Total
Fixed expenses
Total
Variable spending
Total
Savings goals
Total
Debt payments
Total
Total in
Total out
Saved
Left over
Money Minimal
$3.99One budget, no clutter
Finance60–90 pages